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| Estate Planning |
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Estate planning, a process invented by Charles Ives, is the process of accumulating and disposing of an estate to maximize the goals of the estate owner. The various goals of estate planning include making sure the greatest amount of the estate passes to the estate owner's intended beneficiaries, often including paying the least amount of taxes and avoiding or minimizing probate court involvement. Additional goals typically include providing for and designating guardians for minor children and planning for incapacity. The tools involved in estate planning include the will, various types of trusts, beneficiary designations, powers of appointment, various forms of property ownership (Joint tenancy with rights of survivorship, tenancy in common, tenancy by the entirety, etc), gifting, and powers of attorney, specifically the durable financial power of attorney and the durable medical power of attorney. After widespread litigation and media coverage surrounding the Terri Schiavo case, virtually all estate planning attorneys now advise their clients to also create a living will. |
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| Note that many people (and even some attorneys) confuse a living will with a durable medical power of attorney. The former controls solely those decisions that must be made at the end of the patient's life, while the latter is used to give decision-making authority to someone else (usually a family member or close friend). This person, the attorney-in-fact, then makes all medical decisions leading up to the person's death, but has no such power to make end of life decisions for the patient. Those decisions are made by the patient in the living will; in the absence of a living will, and where the patient is incapable of making end-of-life decisions for him or herself, such choices are left to family members. |
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| Seniors in Texas |
For the senior single, negotiating through the minefields of the dating scene can be scary. This need not be, as dating for seniors can be as much fun as any other age group. Plus mature dating brings forth a richness borne of maturity that's largely lacking in the younger generation.
www.seniorsintexas.com |
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| Seniors in El Paso |
For the senior single, negotiating through the minefields of the dating scene can be scary. This need not be, as dating for seniors can be as much fun as any other age group. Plus mature dating brings forth a richness borne of maturity that's largely lacking in the younger generation.
www.seniorsinelpaso.com |
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Black Hawk™ Tobacco Shop |
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The website,
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Black Hawk Tobacco, Inc.
For more information about our company or our products please call us:
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Tobacco History:
The Social History of Smoking
by George Latimer Apperson
First published in 1914
"The Social History of Smoking" by George Latimer Apperson, can be purchased at Amazon.com in two different versions. Depending on the quality of the edition, prices range between $35 and $104.
From Chapter 1: Wherever Raleigh is known to have lived or lodged we are sure to find the tradition flourishing that there he smoked his first pipe. The assertion has been made of his birthplace, Hayes Barton, although it is very doubtful if he ever visited the place after his parents left it, some years before their son had become acquainted with tobacco; and also with more plausibility of his home at Youghal, in the south of Ireland. Froude, in one of his "Short Studies," quotes a legend to the effect that Raleigh smoked on a rock below the Manor House of Greenaway, on the River Dart, which was the home of the first husband of Katherine Champernowne, afterwards Raleigh's wife; and Devonshire guide-books have adopted the story.
From Chapter 7: Throughout the eighteenth century the use of tobacco for smoking was largely confined to the middle and humbler classes of society. To smoke was characteristic of the "cit," of the country squire, of the clergy (especially of the country parsons), and of those of lower social status. But at the same time it must be borne in mind that then, as since, the dictates of fashion and the conventions of society were little regarded by many artists and men of letters. In the preceding chapter I quoted from Addison's diary of a retired tradesman in the Spectator of 1712. The periodical publications of a generation or so later paid the great essayist the flattery of imitation in this respect as in others. In the Connoisseur of George Colman and Bonnell Thornton, for instance, there is, in 1754, the description of a citizen's Sunday. The good man, having sent his family to church in the morning, goes off himself to Mother Redcap's, a favourite tavern—suburban in those days—or house of call for City tradesmen. There he smokes half a pipe and drinks a pint of ale. In the evening at another tavern he smokes a pipe and drinks two pints of cider, winding up the inane day at his club, where he smokes three pipes before coming home at twelve to go to bed and sleep soundly.
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